When?

Not that anyone needs me to tell them what to do, many times people are curious as to what to do with investing, and they ask my opinion.

My opinion after thinking hard over the past few weeks is that depending on your time horizon and risk appetite, (please read that again) I think that now could be a great time to invest in the stock market.  And personally for me over the next couple of weeks, ill be looking for a chance to buy more stocks.  I haven’t yet decided on what form that will take, if ill buy a us mutual fund or an international mutual fund, or buy individual stocks that I have been following.  But, the point is for my time horizon (several years) and risk appetite (4 on a scale of 5, 5 being most risky), there are plenty of companies that are worth owning and who are valuable, especially when you can buy them for so cheap now.  The panic has created an opportunity.

Now here are the risks, so consider yourself properly warned.  We are not in a normal time right now, and we may not have a normal recession ahead of us.   There are a lot of uncertainties about unemployment, house prices, the consequences of the debt held by countries and individuals. How bad will it get, and will we use this opportunity to be smarter.  The market still has the potential to go down, and we still have the potential to experience lots and lots of volatility.  Also, you’ll notice that i am not pointing to any facts or stock valuation evidence.  My conclusion is not a rational fact based opinion, I am instead looking at the emotions and mood of investors and the public and the potential for future.

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